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Options When You Sell A Mortgage

Understand your options if you decide to sell your mortgage investment.

Most people who want to sell a mortgage only consider selling all of their remaining payments. The truth is, most mortgage holders have multiple options when selling their mortgage investment. There are many situations where selling only a portion of your mortgage payments, rather than all of them, will best accomplish your goals and provide the greatest financial results. This is why it is important to know your options before you sell a mortgage and to conduct business with a company that will look out for your best interests. With The Mortgage Buyer, you are always in control of how your sale is structured. Each option is customized to provide you with the cash you need — when you need it. Below, we describe three of our most popular purchase plans:

Full Purchase

Our full sale option means that we purchase all of the remaining payments on your privately-held mortgage. This is our most popular sale plan because it allows you to completely liquidate your investment and provides you with the largest amount of up-front cash.


Partial Purchase

Our partial sale option means that we purchase only a portion of the payments remaining on your mortgage. This purchase plan often makes the most sense for people who would like to generate a specific amount of cash. Choosing to sell only a portion of your mortgage payments can help you achieve the best of both worlds; the capital you need now and a valuable residual interest in the mortgage for future income.


Split-Payment Purchase

Our split-payment purchase option means that we purchase only a fraction of each of the payments remaining on your mortgage. This purchase plan allows you to receive a lump sum of cash now while at the same time keeping some monthly cash flow to help with every day expenses. For example, if the scheduled mortgage payments are $500 per month, you can sell just a portion of that payment (say $300) for a lump sum of cash now and retain the balance of $200 ($500 less $300) to be received by you from each monthly mortgage payment.

Receive a confidential, no-obligation quote to sell your mortgage investment, or contact us by phone at (800) 618-2485 or email The Mortgage Buyer.